Kai's Jewels

Kai's Jewels WELCOME to Kai's Jewels... take a moment and take a peek! Mens, Womens and Kids! EVERYTHING is lead

If you didn’t know… today is the last day for the Furlough Cheesecakes. 🥲
11/03/2024

If you didn’t know… today is the last day for the Furlough Cheesecakes. 🥲

Basically… 😉Have a great day Lovelies!! 💋💋
10/22/2024

Basically… 😉
Have a great day Lovelies!! 💋💋

Have a great weekend Lovelies… 💋💋✌🏽
10/18/2024

Have a great weekend Lovelies… 💋💋✌🏽

Wishing you all a marvelous Monday… 💋💋✌🏽
10/07/2024

Wishing you all a marvelous Monday…
💋💋✌🏽

09/18/2024

On this day 37 years ago… 😳😍
I discovered what TRUE love was all about. I was forced to become a responsible adult and became ALOT more independent.
On this day, Brandon Dhaiti made me a Mom and I can’t begin to tell you how proud I am of the man you’ve grown to be. I love you bunches and I hope you enjoy your special day!!

Happy 12th Birthday Princess!! 🥳🎂🎉
08/13/2024

Happy 12th Birthday Princess!! 🥳🎂🎉

We started from the bottom now we’re here… 👍🏽💖😁🎂I’ve been blessed to have some great people in my life but this one righ...
07/26/2024

We started from the bottom now we’re here… 👍🏽💖😁🎂
I’ve been blessed to have some great people in my life but this one right here… 😁🫶🏽💃🏽✈️😍 They don’t make friendships like this no more.

It’s time for change… Happy HUMP DAY Lovelies!! 💋💋
07/24/2024

It’s time for change…
Happy HUMP DAY Lovelies!! 💋💋

Liiiissteennn… if you haven’t seen this right here, check it out… 🤔 Check the message
07/23/2024

Liiiissteennn… if you haven’t seen this right here, check it out… 🤔
Check the message

It’s Friday Lovelies… 💋💋We’ve been blessed with another day… hour… minute to make a difference.Have a good day and an ev...
07/19/2024

It’s Friday Lovelies… 💋💋
We’ve been blessed with another day… hour… minute to make a difference.
Have a good day and an even better weekend!! ✌🏽😁

Wishing everyone a wonderful Wednesday…!!💋💋
07/10/2024

Wishing everyone a wonderful Wednesday…!!💋💋

LIIISSTEEEN… If you don’t have to go downtown tomorrow or Thursday, don’t! 😱😒
07/09/2024

LIIISSTEEEN… If you don’t have to go downtown tomorrow or Thursday, don’t! 😱😒

Good morning Lovelies… 💋💋
06/25/2024

Good morning Lovelies… 💋💋

👩🏽‍🎓🫶🏽👩🏽‍🎓 &Upward
06/05/2024

👩🏽‍🎓🫶🏽👩🏽‍🎓
&Upward

Happy sunny Sunday Lovelies… 💋💋Did you remember to change your clocks? 😉💐⏰💐😁
03/10/2024

Happy sunny Sunday Lovelies… 💋💋
Did you remember to change your clocks?
😉💐⏰💐😁

03/06/2024

Food for thought… 🙏🏽🙏🏽

IF YOU DO NOTHING ELSE, put a beneficiary on all of your financial accounts like checking savings CDs, Life Insurance, investments etc. You don't need a will for them to get to your money, just a death certificate. And make a list, preferably by hand instead of your computer, either give it to your trusted person, spouse or put it in your security box at the bank. If the person doesn't know you have a savings account or a CD at XYZ Bank, they can never go get the money. Make sure you have a trusted person that is a signer on the security box at the bank.

🗣 IMPORTANT information to get your affairs in order‼️

💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.

🛍Last Will and Testament: Designates to whom personal belongings will go to, who the Administrator will be. But if you have a beneficiary on any of your financial accounts, that will override a will. For instance if you say I leave all of my possessions to my daughter Susie, but on your savings account the beneficiary is your best friend, then the money goes to your best friend

🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.

If the above documents are done, you can AVOID probate.

If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.

Make sure heirs know where life insurance policies are located. 📂

📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!

🚗 Make sure you have titles for all vehicles, campers, etc!

Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.

MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.

⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!

My hope is that the above list at least helps you start an important conversation with your loved ones...

(REPOST-I DID) and it’s a very necessary conversation

Happy Friday-eve Lovelies… 💋💋
02/29/2024

Happy Friday-eve Lovelies… 💋💋

We woke up this morning… 🙏🏽😁😍😁🙏🏽Happy Sunday Lovelies… 💋💋
02/25/2024

We woke up this morning… 🙏🏽😁😍😁🙏🏽Happy Sunday Lovelies… 💋💋

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