James Gay - NMLS# 412223 - Movement Mortgage

06/25/2026

5.0 star review received on Experience.com for James Gay by Rachael B - Both Janes Gay and Jennifer Childs were absolutely amazing and made the process as stress free as possible. We came to Movement Mortgage becuase the previous lender decided they could not move forward with us since they could not provide any viable options when we faced a challenging situation with the underwriter. James was confident who could help us which he did and we were able to proceed with closing on our dream home! Jennifer the loan processor was organized, efficient and always communicated anything needed in a timely manner! They were both Rockstars! Thanks soo much again for everything!

Click to see all 1046 reviews of James Gay, Branch Leader | Senior Loan Officer

06/24/2026

4.37 star review received on Experience.com for James Gay by Reginald A - Mister james was straightforward about everything

Click to see all 1045 reviews of James Gay, Branch Leader | Senior Loan Officer

06/24/2026

The “traditional” path doesn’t work for everyone. Good thing it’s not the only one. If your income doesn't fit the traditional box, Non-QM loans might be exactly what you've been missing.

06/24/2026

VA Entitlement Explained 🏡

Think you can’t use your VA loan again because you’ve already used it once? In many cases, that’s not true. 👀 VA entitlement can often be restored or reused, and many Veterans are surprised to learn they may still have benefits available. Your VA loan benefit can be one of the most powerful tools for homeownership.

🔑 Questions about your eligibility or entitlement? Let’s talk. Call or text me at 803-215-2412.

06/23/2026

Looking for affordable homes in Columbia County? Discover Village Run in Harlem, GA! Don't miss the $5,000 incentive and our lunch event on the 23rd! Call Micah Barber today. 🏡💰🎁

06/23/2026

The Biggest Mistake I See Homebuyers Make 🏡

Waiting for the “perfect” time to buy. The truth is, the perfect market rarely exists. What matters more is having the right plan and guidance for your financial goals. Many buyers are surprised to learn they may qualify sooner than they thought, and waiting too long can sometimes cost more in the long run. The smartest buyers aren’t waiting for perfection. They’re preparing with a plan.

🔑 Call or text me to see how I can help: 803-215-2412

06/22/2026

Some purchases can wait. Your closing can’t. Make the purchase after the house is yours.

06/22/2026

5.0 star review received on Experience.com for James Gay by Scott E - James and the rest of the team were outstanding and very attentive. This is the third house I have purchased with him and I will always recommend his services to others!

Click to see all 1044 reviews of James Gay, Branch Leader | Senior Loan Officer

06/22/2026

Where you buy can influence long-term value. Schools, development, local businesses, and demand can all shape how a neighborhood grows over time.

06/21/2026

Don’t scroll by - stop by! Join Micah Barber this Tuesday, June 23 from 11:30-1:30 for an open house at The Village at Sandy Run Creek in Harlem, GA.

Tour four beautiful homes all in one stop:
📍 176 Village Run
📍 178 Village Run
📍 183 Village Run
📍 185 Village Run

Enjoy lunch provided by Diablo’s Southwest Grill 🌮 and enter to win a $100 VISA gift card! 🎉